EARN. SAVE. INVEST. BUILD WEALTH.
Master Money Skills. Create a Rich Future That's Yours.
Learn how to earn, budget, save, and invest—step-by-step.
Built for teens, trusted by parents, and designed to grow wealth, mindset, and independence.
Your age is the best time to start—because when it comes to money, time is your greatest strength.
Knowing how money works is the first step to making it work for you.
Helping Teens Build Financial Success—One Skill at a Time
At TeenFinance101.com, we’re on a mission to help teens become rich—in money, mindset, and confidence.
Whether you're a high school student wondering how to start budgeting, or a parent looking for trusted tools to support your teen's growth, you've come to the right place.
We simplify teen financial education with resources that are clear, fun, and built to empower. From step-by-step guides and interactive calculators to smart budgeting templates and money-saving tips, everything here is designed to teach real-world money skills in a way that actually sticks.
But this isn’t just theory. I'm a graduate of a top 5 business school with a degree in accounting and finance, a former CPA, and spent over 20 years in the financial services industry. More importantly, I’m a father of three—and the financial knowledge I’ve shared with my own kids is the same guidance you’ll find here.
The advice you’ll read is road-tested, drawn from both wins and mistakes, and written with one goal in mind: to speak to your teen as if they were my own. No fluff, no lectures—just smart, actionable money skills that actually work.
Start Your Financial Education
Learn the Money Skills That Matter Most
Earn Money
Learn how to make money as a teen through jobs, gigs, and business ideas. Learn more here.
Save With Purpose
Build an emergency fund, save for goals, and set up systems that work. Learn more here.
Free Download: Tools That Make Money Easy
Start building smart habits with these simple downloads—created by a financial pro, tested by real teens (and trusted by parents).
Here's what you'll get
Smart Budgeting Template
Take control of your money with simple, teen-friendly, customizable budgeting sheet that tracks spending, income, and goals in one place.
Savings Goal Tracker
Set clear savings goals and break them down into daily, weekly, and monthly steps. Perfect for visualizing progress and staying on track.
Net Worth Calculator
See your full financial picture—what you own, what you owe, and how your net worth grows over time.
Top Financial Calculator Links
Access the best free calculators online for saving, investing, budgeting, and long-term planning—all in one place.
We Help You Build Your Financial Succes
Our Team
Meet the team dedicated to empowering teens with the money skills they need for a successful future!
Thomas P. Reid
Thomas P. Reid knows a thing or two about money—he spent over 20 years in accounting and finance, became a CPA, and built a successful career in the corporate world. Thanks to smart financial decisions, he was able to retire in his 40s, proving that good money management really does pay off.
But his most important job? Being a dad to three teen/pre-teen kids. Thomas wants them—and all young people—to grow up with the financial skills schools don’t always teach. He believes understanding how to earn, budget, save, and invest early on is the key to future success.
Here, Thomas shares the same real-world money advice he gives his own kids, making personal finance easy to understand and actually useful. His goal? To help teens feel confident about money, make smart decisions, and build wealth—starting now.
Join the Money-Smart Community
Learning about money is easier—and way more fun—when you have a community to support you!
Whether you have questions about saving, investing, or making money, our community is here to help. Connect with other teens, share your experiences, and get advice from Thomas and other mentors who’ve been where you are.
