EARN. SAVE. INVEST. BUILD WEALTH.
Welcome Teens - Take Charge of Your Financial Future!
Money impacts everything—from the clothes you buy to the dreams you chase. But here’s the thing: schools don’t teach you how to manage it, and waiting until you’re an adult to figure it out can be costly.
That’s where Teen Finance 101 comes in.
We’re here to give you the money skills you need—from budgeting your first paycheck to making smart investments, building wealth, and avoiding financial mistakes. Whether you’re a teen looking to level up or a parent wanting to set your child up for success, this is the place to start.
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The ultimate teen guide to mastering money—because being smart with cash isn’t just for adults.
Money Skills for Teens: Everything a Teenager Should Know to Earn, Save, Invest, and Grow Wealth
| In today’s world, teens are making money earlier than ever, but most schools don’t teach the basics of earning, saving, budgeting, and investing. That’s where this book comes in. Written by finance expert (and dad of three) Thomas P. Reid, this book breaks down essential money skills in a way that’s easy to understand and fun to learn.
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Empower Your Life
Start Your Financial Journey Today!
Earning
Making your own money isn’t just about having extra cash—it’s about gaining independence and learning smart money habits early. Whether it’s getting a part-time job, starting a side hustle, or making money online, there are tons of ways to earn. Learn more here.
Saving
Saving isn’t just about stashing cash—it’s about building smart money habits that set you up for success. Set goals, track your progress, and make saving automatic. Start small, stay consistent, and watch your money grow! Learn more here.
Investing
Investing isn’t just for adults—it’s one of the smartest ways to grow your money over time! The earlier you start, the more your money can multiply. Understanding how investing works can set you up for financial freedom. Learn more here.
Quick Links
- How to Budget
- List of Side Hustles
- Compound Interest Explained
- Investing Pitfalls
- Avoid Debt Traps
Tools and Worksheets
- Loan Interest Calculator
- Budget Worksheet
- Net Worth Worksheet
- Spending Worksheet
- Online Tools
We Help You Build Your Financial Wellness
Our Team
Meet the team dedicated to empowering teens with the money skills they need for a successful future!
Thomas P. Reid
Thomas P. Reid knows a thing or two about money—he spent over 20 years in accounting and finance, became a CPA, and built a successful career in the corporate world. Thanks to smart financial decisions, he was able to retire in his 40s, proving that good money management really does pay off.
But his most important job? Being a dad to three teen/pre-teen kids. Thomas wants them—and all young people—to grow up with the financial skills schools don’t always teach. He believes understanding how to earn, budget, save, and invest early on is the key to future success.
Here, Thomas shares the same real-world money advice he gives his own kids, making personal finance easy to understand and actually useful. His goal? To help teens feel confident about money, make smart decisions, and build wealth—starting now.
Join the Money-Smart Community
Learning about money is easier—and way more fun—when you have a community to support you!
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Whether you have questions about saving, investing, or making money, our community is here to help. Connect with other teens, share your experiences, and get advice from mentors who’ve been where you are.
